Legal

Disclaimers

Last updated: 28 July 2026

General information only

Content on this website — including descriptions of mutual fund distribution, life and health insurance, and pension funds — is for general informational purposes. It does not constitute personalised investment advice, an offer, solicitation, or recommendation to buy or sell any security, insurance product, or other financial instrument.

No guaranteed returns

Investments in mutual funds and other market-linked products are subject to market risks. Past performance is not indicative of future results. The value of investments can go up or down, and you may receive less than you invested. Insurance products are subject to the terms, conditions, and exclusions of the respective insurers.

Suitability and personal advice

Financial decisions should be based on your individual objectives, risk appetite, time horizon, and financial situation. Any advice provided after a consultation is specific to that engagement and should not be applied by others or treated as a general recommendation.

• We do not guarantee any particular outcome, return, or tax treatment.
• You remain solely responsible for decisions you make after receiving information or advice.
• Consider seeking independent legal, tax, or other professional advice where appropriate.

Regulatory status

Services are offered in India in connection with mutual fund distribution, insurance, and pension-related guidance as described on this site. Registration, licensing, and product availability are subject to applicable Indian laws and regulations. Details of registrations or affiliations can be confirmed upon request before you transact.

Third-party products and portals

Product features, NAVs, premiums, coverage, and claims processes are determined by the respective AMCs, insurers, or pension providers. The client portal at divyasrishti.com is subject to its own terms. We are not responsible for outages, errors, or content on third-party platforms.

Limitation of liability

To the fullest extent permitted by law, DivyaSrishti Financial Services LLP and Dr R S P Singh shall not be liable for any loss or damage arising from use of this website, reliance on its content, or investment or insurance decisions made without a formal advisory engagement. Nothing here excludes liability that cannot be excluded under applicable law.

Forward-looking statements

Any statements about markets, goals, or expected outcomes are forward-looking and inherently uncertain. Actual results may differ materially.

Contact

Questions about these disclaimers: ops@divyasrishti.com · +91 816 9999 254.